Household insurance
Interims and Consultants working from home need to confirm their household insurance status. Working from home is an increased risk for insurers but most policies now include this as standard. However, a simple telephone call to check on your own policy is a wise precaution.
If computers and other office equipment are destroyed or stolen, it could be expensive to replace them and fees could be lost as a result of not having the necessary equipment available. Equipment should also be covered, but may not be covered if left on the back seat of a car, unless the policy includes a locked vehicle warranty.
Motor insurance
Most policies are issued with social, domestic and pleasure use and you should ask to have business use added to your policy. There may be an increased premium for this. |