Insurances > Critical illness and income replacement

Critical illness

Critical illness insurance goes to work when you can’t. The aim is to protect you and your family from the impact of an illness which would seriously affect your lifestyle.

Permanent Health Insurance (PHI)

PHI is also known as income replacement insurance. It pays a regular income designed to protect your standard of living if you suffer long-term sickness or injury. It's called permanent because the insurer may not cancel the policy no matter how often you claim for benefit, although policies usually expire when the policyholder reaches 60 or 65.

Find out more by calling John Breen on:
0845 362 8425
or email john.breen@truestone.co.uk